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Buildings & Contents Insurance (Home) Insurance

Coversure offer a wide range of insurance solutions for your Home Insurance needs.

You have two options, the most popular is Bedroom Rated policies whereby you get sums insured based on how many bedrooms your property has. The second option is to advise how much you feel the rebuilding cost of your House is and how much you wish to insure your contents for.

We can offer insurance cover for the following,

– Buildings
– Contents
– Accidental Damage
– All Risks
– Freezer Contents
– Replacement Locks if keys lost or stolen
– Pedal Cycles
– Legal Expenses
– Home Emergency Cover & much more

Mid/High Net Worth

For the clients whose Buildings and Contents value in are in excess of the standard value Coversure are able to offer insurance solutions under Mid/High Net worth insurance.

The policies offer a very high level of protection and with an experienced and efficient claims service; you will have total peace of mind. So whether you have a period property, town house or mansion and whether the contents includes fine arts, antiques, jewellery and treasured items, we can offer a policy to suit.

Our product range offers the following benefits:

– Worldwide cover for your household contents and valuables
– Cover for accidental damage as standard
– Fine art and antiques
– Working from home business equipment
– Students possessions whilst away at university
– Guest effects
– Garden cover for plants, trees and ornaments
– Longer periods of unoccupancy
– Lifestyle protections such as identity fraud, car jacking, road and air rage and stalking
– Trace and access of leaks
– Home emergencies
– Legal protection
– Cover can be included for holiday homes, motor boats and yachts
– Annual travel cover for the whole family, roadside assistance and pet cover can be included

In addition to owning a high value home, you may also be the owner of high value motor vehicles. If you are vehicles can be added to this policy at highly competitive premiums. Please ask for details.

Working from Home

Coversure offer various insurance solutions for clients working from home. Most home workers assume they are covered or do not know they are not correctly insured on a standard home insurance policy. Unfortunately the time you are aware of this is when you need to make a claim.

Working from Home policies also incorporate the core covers of traditional home buildings and contents insurance policies.

We can cover:

– Domestic Buildings
– Domestic Contents
– All Risks
– Pedal Cyles
– Freezer Contents
– Loss of Metered Water/ Oil
– Replacement Locals
– Business Contents
– Public Liability

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